MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2061

Built by: KIT Custom Homebuilders
3
2
2242 ft²
29'6" x 76'0"
3 Bdr / 2 Bath / 2242 sqft. - Sprawling home boasts an expansive living room, beautiful gourmet style kitchen with center ...
ManufacturedModularMH Advantage

Cedar Canyon / 2063

Built by: KIT Custom Homebuilders
4
2
2085 ft²
29'6" x 70'8"
4 Bdr / 2 Bath / 2085 sqft. - Spacious rambling home features spacious living room, bright modern kitchen with center isla...
ManufacturedModularMH Advantage

Cedar Canyon / 2064

Built by: KIT Custom Homebuilders
3
2
2006 ft²
29'6" x 68'0"
3 Bdr / 2 Bath / 2006 sqft. - Elegant value oriented home features extra large living room, beautiful gourmet style kitche...
ManufacturedModularMH Advantage

Cedar Canyon / 2066

Built by: KIT Custom Homebuilders
3
2
2242 ft²
29'6" x 76'0"
3 Bdr / 2 Bath / 2242 sqft. - Expansive customizable home with spacious living room with adjoining double door entry, larg...
ManufacturedModularMH Advantage

Cedar Canyon / 2067

Built by: KIT Custom Homebuilders
4
3
2065 ft²
29'6" x 70'0"
4 Bdr / 3 Bath / 2065 sqft. - Several customizable options in this popular dual master suites floor plan layout with avail...
ManufacturedModularMH Advantage

Cedar Canyon / 2072

Built by: KIT Custom Homebuilders
3
2
1174 ft²
26'8" x 44'0"
3 Bdr / 2 Bath / 1174 sqft. - Skillfully conceived affordable family home with spacious living room, beautiful modern kitc...
ManufacturedModularMH Advantage

Cedar Canyon / 2075

Built by: KIT Custom Homebuilders
3
2
1760 ft²
26'8" x 66'8"
3 Bdr / 2 Bath / 1760 sqft. - Cedar Canyon Model 2075 is 1760 square foot home designed with family lifestyle in mind. Gre...
ManufacturedModularMH Advantage

Pinehurst / 2509

Built by: KIT Custom Homebuilders
3
2
1600 ft²
26'8" x 60'0"
3 Bdr / 2 Bath / 1600 sqft. - Pinehurst 2509 is a great home to start your family, with plenty of living space. This home ...
ManufacturedModularMH Advantage

Pinehurst / 2511

Built by: KIT Custom Homebuilders
3
2
1813 ft²
26'8" x 68'0"
2511
ManufacturedMH Advantage

Meadow Ranch / 4001

Built by: KIT Custom Homebuilders
2
2
1682 ft²
29'6" x 60'0"
Meadow Ranch 4001 - Beautifully crafted and skillfully engineered home features 11’ ceilings, spacious living room with la...
ManufacturedMH Advantage

Meadow Ranch / 4002

Built by: KIT Custom Homebuilders
2
2
1770 ft²
26'9" x 60'0"
Meadow Ranch 4002 - Exceptionally well-built spacious open concept home with 11’ ceiling throughout featuring covered por...
ManufacturedMH Advantage

Meadow Ranch / 4003

Built by: KIT Custom Homebuilders
2
2
1711 ft²
26'9" x 60'0"
Meadow Ranch 4003 - Prevalent sense of spaciousness upon covered porch entry into expansive living room with impressive di...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. American Home Centers reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.